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Foreclosure Prevention Counseling


If you are having trouble making mortgage payments and feel like you may be in danger of facing foreclosure, or if you need help with the mortgage modification process – don’t wait another moment to get help. We serve homeowners throughout all of Southern Mass with offices with offices in Quincy, Brockton, Kingston and New Bedford. You do not have to be behind on your mortgage to get help from one of our counselors.

To begin the process, please click on the link below for the Foreclosure Prevention Intake Packet.  Print out the forms and fill them out except for the last page. Then email Cindy Pendergast at or call her at 617-770-2227, ext. 346 to discuss next steps to begin working with a counselor.

Foreclosure Prevention Intake Packet

Hardship Letter Guide with Sample Letter

Read more about the Foreclosure Process in Massachusetts.

Please contact Cindy Pendergast
at 617-770-2227 ext. 346 for more information.

Contact Me For Foreclosure and Financial Counseling Information

Cindy Pendergast

Trouble With the Mortgage? We Can Help.

Jon Wu first came to NeighborWorks® Southern Mass in January of 2009, after attending one of our foreclosure clinics. At that time, he was struggling to make his mortgage payments because he was out of work with medical issues. His wife had also lost her job. Working with NWSOMA staff member, Joe Madaio, Jon began to understand the paperwork required to request a mortgage modification from his lender. He also worked hard with Joe to be persistent in several submissions of the paperwork to his lender and was finally able to get some relief on his mortgage with his first modification. In 2011, Jon was struggling again, this time with a different lender when his mortgage was sold. His disability became permanent and his wife was out of work for the second time. Again, working with Joe through multiple submissions of paperwork, the lender asking for more and different financial information each time, he was able to secure a lower payment for a period of time. Eventually, that became a permanent change in the mortgage with the payment at a level that Jon can sustain.
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