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How to Apply

Since 1981, NeighborWorks® Southern Mass has offered a housing rehabilitation and loan program to homeowners. Once a request is made; the household income is assessed. Following this assessment, the construction manager does a thorough inspection, work write-up, and cost estimate.

Loans are designed with varying interest rates and terms to meet the specific needs of the customer. There is a bidding process and the construction manager assists the owner throughout the rehab process. Funding for these loans comes from a variety of sources: Community Development Block Grant (CDBG), the Federal Department of Housing and Urban Development (HUD), the HOME program (a HUD funded program administered through the city of Quincy), NeighborWorks® America, State funds, foundation grants and financial institutions.

Quincy Homeowners: Quincy Application


US Veteran Finds A Home

David Ortega is a retired sergeant and Iraq War veteran, Ortega lives with his wife and four children in a four-bedroom, single-family Quincy home that NeighborWorks® Southern Mass and the City of Quincy purchased and renovated for veterans’ housing in 2013. Before they moved in, David and his family were homeless. “As a veteran of Operation Enduring Freedom and Operation Iraqi Freedom, I am truly grateful for being able to provide my family with a safe and comfortable home,” Ortega said. “NeighborWorks® has just been awesome: My kids love the house, they have friends that sleep over and play in the backyard. It’s just been amazing. I could not ask for more.”
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