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Down Payment Assistance

NeighborWorks® Southern Mass has acquired funding from the Department of Housing & Community Development (DHCD) and NeighborWorks® America to be used towards down payment and closing cost assistance for first time homebuyers. Funds are available on a first come, first serve basis and are not guaranteed. Below is a list of communities that NeighborWorks® Southern Mass can assist.


For the City of Brockton, click on the link below for the application. Contact Cindy Pendergast, 617-770-2227 x46 or c.pendergast@nwsoma.org with any questions.

2017 FTHB Application


For the following five towns, click the link below for the application. Contact Elvira Caldeira  at 617-770-2227 x34 or e.caldeira@nwsoma.org with any questions.

  • Braintree
  • Quincy
  • Holbrook
  • Weymouth
  • Milton

South Shore HOME Consortium Application


Down Payment incentives are often referred to as a “grant”, but sometimes are a 0% forgivable or deferred payment loan, depending on the funding source. Please refer to the application for each community for these details.

Contact Me About Homeowner Lending

Elvira Caldeira

Rehab Client

Richard and his family have known the benefits of responsible homeownership for decades, they've lived in their home in Quincy for more than 40 years. But the need for a new roof and a remodeled bathroom were beyond their savings and a traditional loan payment wasn't within their budget. Through the NeighborWorks® Southern Mass rehab program, Richard's family was able to afford the necessary maintenance to keep their home in the beautiful condition they have always taken pride in. "It's good to know there's help there when you need it."
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